TOKYO, May 12 (Pulse News Wire) – Tsukuba Bank,ltd. (8338.T) reported robust operating results for the fiscal year ending March 2026, with ordinary profit increasing by 28.84% to ¥75.10 billion compared to the previous year.
Net profit also rose by 62.4%, reaching ¥62.20 billion. The bank attributed its improved performance primarily to higher interest income from loans and securities investments, along with reduced expenses related to credit risk management. Specifically, loan interest income increased by 53.2%, while deposit interest expense decreased by 36.1%. Additionally, the bank saw growth in securities investment income due to rising yields on domestic bonds.
Looking ahead, Tsukuba Bank raised its forecast for the fiscal year ending March 2027, expecting ordinary profit to reach ¥75.20 billion and net profit to hit ¥66 billion, marking slight increases from the current year's figures. In asset quality, the bank’s non-performing loan ratio declined to 2.36%, reflecting improvements in credit risk management. Total loans grew by 4.3% to ¥22.071 billion, driven by increases in residential mortgages and small-to-medium enterprise lending. However, total deposits fell by 3% to ¥18.775 billion, mainly due to reductions in public funds deposits.
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