The Shikoku Bank, Ltd. [8387.T]
TOKYO, Apr 13 (Pulse News Wire) – The Shikoku Bank, Ltd. (8387.T) has established its three-year medium-term business plan covering April 2026 through March 2029.
The plan, titled “Mid-Term Management Plan 2026,” focuses on deepening transformation and further growth, aligning with its decade-long vision of becoming a best and reliable company by 2032. Key strategic goals include enhancing human capital, organizational reform, leveraging the bank’s regional network, and improving profitability. Financial targets aim for a net profit of ¥8.600 billion in fiscal 2026 and ROE of ６% or higher by fiscal 2028.
Additionally, the bank seeks to achieve a Tier 1 capital ratio of around ８% and operational efficiency improvements through AI and digital initiatives. The plan also emphasizes engagement surveys targeting scores of AA or higher and personnel realignment based on strategy, aiming for cumulative placements of more than 100 people by fiscal 2028. Other objectives include increasing effective interviews by 130% compared to fiscal 2025 and supporting over 220,000 customers through AI-driven productivity enhancements.
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