THE OITA BANK,LTD. Reports Q3 FY2026 Earnings Presentation

Source disclosure: February 09, 2026

THE OITA BANK,LTD. [8392.T]

TOKYO — The Oita Bank, Ltd., listed on both the Tokyo and Fukuoka stock exchanges under code number 8392, reported its third quarter earnings for the fiscal year ending March 2026 on February 9, 2026. According to the company's announcement, the bank achieved solid growth across key performance indicators during the period from April 1, 2025, to December 31, 2025.

For the third quarter of the fiscal year 2026, the bank recorded consolidated operating 1% compared to the same period last year. Ordinary profit stood at ¥11,137 million, up by 13.5%, while net income attributable to shareholders of the parent company reached ¥7,486 million, representing a 10.1% rise over the previous year’s figure. These results reflect the bank's continued efforts to enhance profitability and efficiency.

In terms of financial position, the total assets as of the end of the third quarter were ¥4,562,767 million, showing a slight increase from the previous year-end figure of ¥4,506,698 million. The equity capital rose to ¥235,828 million, resulting in a modest improvement in the equity ratio to 5.2% from 4.6% in the corresponding period last year. This indicates that despite the challenging economic environment, the bank has managed to maintain a stable financial structure.

Regarding dividends, the bank plans to distribute ¥85 per share for the first half of the current fiscal year, bringing the annual dividend forecast to ¥170 per share. There have been no changes to this outlook since it was initially announced. Looking ahead, the bank anticipates further growth in its full-year performance, projecting consolidated operating 9% over the prior year. Similarly, ordinary profit is expected to reach ¥13,700 million, a significant 23.5% jump, and net income is forecasted to be ¥9,200 million, up 21.8%.

The bank also noted several important factors affecting these figures, including the inclusion of two new companies within its consolidation scope—Oita Capital Partners Co., Ltd., and Ohita Plata Co., Ltd.—and certain accounting treatments unique to interim financial statements. No revisions to previously disclosed forecasts have been made, indicating confidence in the projected outcomes. Additionally, the bank highlighted potential risks associated with future performance predictions, emphasizing the variability due to unforeseen market conditions and other external factors.

Note: Financial figures from the earnings presentation have been removed pending correction. For accurate figures, refer to the company's earnings summary (kessan tanshin) filed separately on TDNet.