The Keiyo Bank,Ltd. Reports Q3 FY2026 Earnings Presentation

Source disclosure: February 09, 2026

The Keiyo Bank,Ltd. [8544.T]

TOKYO — The Keiyo Bank, Ltd., listed on the Tokyo Stock Exchange under code number 8544, reported its third quarter earnings for the fiscal year ending March 2026 on February 9, 2026. The bank's Chairman and President is Mr.

For the nine months ended December 31, 2025, the bank recorded consolidated operating revenues of ¥79.99 billion, an increase of 33.4% compared to the same period last year. Operating income stood at ¥17.88 billion, marking a slight rise of 1.2%, whereas net income attributable to shareholders of the parent company was ¥12.64 billion, up by 3.6%. Notably, comprehensive income for the current quarter amounted to ¥21.87 billion, contrasting sharply with a loss of ¥1.92 billion in the corresponding period of the previous year.

In terms of asset management, as of the end of the third quarter, total assets reached ¥6.74 trillion, representing a growth of 2.8% from the prior year-end figure. Equity increased to ¥326.8 billion, leading to a modest improvement in the equity ratio to 4.7% from 4.6% previously. These figures underscore the bank’s continued focus on maintaining robust capital adequacy levels despite market fluctuations.

Regarding dividends, the bank has not yet declared any interim payments for the fiscal year ending March 2026 but expects to pay out ¥19 per share at the first half-year mark. For the full fiscal year, the bank anticipates a dividend payout of ¥40 per share, reflecting a conservative approach towards shareholder returns amid uncertain economic conditions.

The bank also provided forward-looking estimates for the entire fiscal year 2026, projecting consolidated ordinary income of ¥21.7 billion, a 19.1% increase over the previous fiscal year. Net income attributable to shareholders of the parent company is forecasted to reach ¥15 billion, marking a 17.5% rise. This would translate to an expected earnings per share of ¥124.11, indicating steady progress toward achieving profitability targets set forth earlier this year.

These projections reflect the bank's cautious optimism about future performance, although they remain subject to various risks and uncertainties that could impact actual results. The bank advises investors to consider these forecasts alongside other relevant information when assessing potential investment opportunities.

Note: Financial figures from the earnings presentation have been removed pending correction. For accurate figures, refer to the company's earnings summary (kessan tanshin) filed separately on TDNet.