THE BANK OF Kochi High Operating Loss Drives Down Kochi Bank's Net Profit in FY26

THE BANK OF KOCHI,LTD. [8416.T]

TOKYO, May 11 (Pulse News Wire) – THE Bank OF Kochi,ltd. (8416.T) reported a decline in net profit for the fiscal year ended March 31, 2026.

The bank’s operating revenue increased by 48 billion yen to 283 billion yen compared to the previous fiscal year. However, higher operating expenses, primarily due to increased interest payments on deposits and bond sales losses, led to a rise in total costs by 47 billion yen to 269 billion yen. Consequently, ordinary income grew modestly by 1 billion yen to 13 billion yen. Despite this growth, the parent company's share of net profit fell by 2 billion yen to 5 billion yen. The board plans to hold the annual general meeting on June 26, 2026, and expects to begin dividend payouts on June 29, 2026.

The bank also anticipates submitting its securities report by June 25, 2026. For the upcoming fiscal year ending March 31, 2027, management forecasts ordinary income of 31 billion yen and parent company net profit of 20 billion yen. They aim to achieve this through operational efficiency improvements and asset optimization efforts. In addition, the bank's capital adequacy ratio stood at 12%, down slightly from the prior year's 15%. The number of outstanding shares decreased to ¥10,138 thousand, reflecting changes in treasury stock holdings.

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