SBI ARUHI Corporation [7198.T]
TOKYO, Apr 30 (Pulse News Wire) – SBI ARUHI Corporation (7198.T) disclosed its preliminary consolidated results for the fiscal year ended March 31, 2026, ahead of the official release scheduled for May 12, 2026. For the fiscal year ending March 31, 2026, the company reported a revenue of ¥25.09 billion, up from ¥22.29 billion in the previous fiscal year.
Operating profit stood at ¥2.779 billion compared to ¥2.427 billion last year. Basic earnings per share decreased to ¥459 from ¥4298. Despite higher operating expenses due to rising financing costs and related fees, pre-tax income rose to ¥2.779 billion, marking a 14.5% increase year-over-year. However, net income declined to ¥1.779 billion, reflecting a 6.2% decrease from the prior year, primarily due to a rebound in corporate tax expenses. In detail, the primary driver behind the growth was the strong performance of the company's flagship product, "Flat 35," which saw an increase in loan disbursement volumes despite narrowing interest rate spreads with variable-rate products offered by other banks.
Recurring revenues also grew significantly, driven by robust insurance-related sales and rental guarantee services, alongside an increase in asset and other income due to higher interest receipts from real estate loans and property sale gains. The company noted that while origination-related revenues decreased due to slower growth in variable-rate loan disbursements and reduced profits from securitizations amid rising interest rates, overall profitability remained resilient. Financial expenses surged by ¥22.34 billion, contributing to the rise in total operating expenses by 12.6%. Parent company attributable earnings was ¥1.802 billion, down 5.4% from the previous year. These figures are based on available data as of the disclosure date and are subject to revision upon final publication on May 12, 2026.
Various factors could cause discrepancies between the preliminary and final figures.
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