Source disclosure: February 25, 2026, 16:30 JST
Rakuten Group,Inc. [4755.T]
TOKYO, Feb 25 (Pulse News Wire) – Rakuten Group,inc. (4755.T) and Rakuten Bank Ltd.
Agreed to restart negotiations on a potential restructuring of their FinTech businesses based on resolutions made at board meetings held. The companies signed a basic agreement outlining the framework for discussions. The move follows a decision in April 2024 to initiate talks aimed at consolidating various FinTech services under a unified group structure but was paused in September 2024 due to concerns over optimal growth strategies. However, recent changes in the financial landscape, including heightened competition among banks and evolving customer needs, prompted a reassessment. Under the proposed restructuring, Rakuten Bank would remain a key subsidiary within the broader Rakuten ecosystem while enhancing collaboration across FinTech units such as credit cards and securities.
The aim is to strengthen data integration, optimize funding costs, and accelerate strategic initiatives. Key financial highlights for the fiscal year ending December 31, 2025, show Rakuten Group's revenue at ¥2.50 trillion and operating profit of ¥14.38 billion. The companies plan to finalize the restructuring by October 2026, subject to regulatory approvals and shareholder consent. Rakuten Group and Rakuten Bank have established independent committees to ensure fairness and transparency throughout the negotiation process. These measures include securing external advisors and obtaining opinions from independent directors to safeguard minority shareholders' interests.
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