Source disclosure: February 17, 2026

North Pacific Bank,Ltd. [8524.T]

TOKYO, Feb 17 (Pulse News Wire) – North Pacific Bank,ltd. (8524.T) reported its capital adequacy ratio for the third quarter ending December 31, 2025.

According to the report: For the consolidated basis, the capital adequacy ratio decreased to 12.61% from 12.83% compared to September 30, 2025. The total equity amount stood at ¥593.714 billion, while risk-weighted assets amounted to ¥967.28941 billion. The total required capital was ¥38.35 billion. On a standalone basis, the capital adequacy ratio declined to 12.28%, down from 12.48% in the previous quarter. The equity amount was ¥52.52 billion, with risk-weighted assets totaling ¥29,407 billion.

The total required capital was ¥35.35 billion. According to the bank's notes, the Basel III fully implemented capital ratios for the consolidated and standalone bases were 12.4% and 12.28%, respectively, compared to the previous quarter. The bank also mentioned that credit risks were assessed using fundamental internal ratings methods, while operational risks were calculated using standardized measurement techniques. The total required capital is derived by applying a multiplier to the risk-weighted assets.

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