TOKYO, Mar 24 (Pulse News Wire) – Netstars CO.,LTD. (5590.T) reported its fiscal year 2025 results, highlighting a challenging economic environment characterized by high inflation and labor shortages.
Despite these conditions, the bank managed to increase its loan portfolio by 27 billion yen compared to the previous year-end, reaching 4,320 billion yen. Additionally, securities holdings rose by 25 billion yen to 1,133 billion yen. However, the bank's net assets decreased by 64 billion yen due to partial repayment of public funds, ending at 275 billion yen.
In terms of profitability, the bank’s operating profit stood at 47 billion yen, up from the previous year, driven by higher interest income from loans. Operating expenses increased by 1 billion yen to 34 billion yen, leading to a core operating profit of 8 billion yen, slightly below expectations. Meanwhile, total non-performing loans increased by 20.51 billion yen to 4,343 billion yen, but the ratio of non-performing loans declined marginally to 5.43%.
Looking ahead, the bank plans to continue implementing measures aimed at supporting local businesses and strengthening its operational foundation, while maintaining stable dividend payouts and ensuring adequate reserves through consistent execution of its business strategies.
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