Joyfull Secures Financing for New Factory via Syndicated Loan and Furusato Loan Program

TOKYO, Jul 13 (Pulse News Wire) – Joyfull (9942.F) announced that its board of directors, convened , approved a syndicated loan arrangement led by Iyo Bank and funding through the Furusato Finance program administered by the Regional Comprehensive Development Foundation. The syndicated loan involves multiple financial institutions forming a consortium to lend funds under identical terms and conditions.

Key details include: - Total amount: [¥5.500 billion] - Contract signing date: July 27, 2026 - Term: From July 27, 2026 to March 31, 2033 - Structure: Commitment-term loan - Purpose: Equipment financing - Arranger: Iyo Bank - Participating banks: Iyo Bank, Nippon Export and Investment Insurance Co., Oita Bank, Higo Bank, Sumitomo Mitsui Trust Holdings, Agricultural Mutual Association Central Union, Chukyo Federation of Credit Unions Additionally, Joyfull secured a long-term interest-free loan through the Furusato Finance program, which supports regional development initiatives. Details are as follows: - Funding amount: [¥2.500 billion] - Execution date: March 2028 (estimated) - Repayment term: 10 years - Interest rate: Interest-free - Joint guarantor: Sumitomo Mitsui Banking Corporation The company anticipates that the costs associated with these agreements will have a minor impact on its consolidated performance.

Any significant changes affecting future earnings will be disclosed promptly.