Source disclosure: February 13, 2026
JAPAN POST INSURANCE Co.,Ltd. [7181.T]
TOKYO — Japan Post Insurance Co., Ltd., led by Representative Director and President Kuniou Tanagaki, announced its earnings presentation for the third quarter of fiscal year 2025, covering the period from April 1, 2025 to December 31, 2025.
The company reported significant performance metrics including contract holdings and new contracts. As of the end of the third quarter of fiscal year 2025, individual insurance policies stood at 12,786 thousand cases, up from 12,313 thousand cases as of the end of fiscal year 2024, representing an increase of 3.7 percent. The value of these individual insurance policies also increased to 354.079 billion yen compared to 338.670 billion yen, marking a growth of 4.4 percent over the same period last year. Individual annuity insurance saw a smaller but still notable rise, with the number of contracts increasing to 421 thousand from 348 thousand, and the amount rising to 5.796 billion yen from 4.721 billion yen, reflecting increases of 21 percent and 23 percent respectively.
Regarding new contracts, the company experienced mixed results. For individual insurance, there was no net increase in new contracts this quarter compared to the previous year's equivalent period, while the total premium income rose significantly to 9.560 billion yen from 18.052 billion yen, indicating a decrease of 47.1 percent in terms of new contract premiums. However, the pure addition of new contracts showed a slight improvement, reaching 352 thousand cases from zero in the corresponding period last year. In contrast, individual annuity insurance did not see any new contracts formed during the quarter under review, though the premium income slightly decreased to 4 million yen from 10 million yen in the prior-year period.
In terms of annualized premiums, Japan Post Insurance reported that individual insurance premiums reached 213.72 billion yen at the end of the third quarter of fiscal year 2025, up from 204.52 billion yen at the end of fiscal year 2024, showing a growth rate of 4.5 percent. Similarly, individual annuity insurance premiums grew to 15.17 billion yen from 12.53 billion yen, representing an increase of 21.1 percent. Overall, the combined annualized premiums for both categories amounted to 228.90 billion yen, up from 217.05 billion yen, marking a growth of 5.4 percent.
Medical coverage and pre-death benefit guarantees were particularly strong, with their combined annualized premiums growing to 29.64 billion yen from 28.72 billion yen, an increase of 3.2 percent. New contracts for medical coverage and pre-death benefits also showed robust growth, with annualized premiums totaling 793 million yen, up from 1,491 million yen in the comparable period last year, despite a decline in overall new contract premiums. This reflects a strategic focus on maintaining and enhancing medical and pre-death benefit offerings within the portfolio.
Note: Financial figures from the earnings presentation have been removed pending correction. For accurate figures, refer to the company's earnings summary (kessan tanshin) filed separately on TDNet.
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