Source disclosure: January 22, 2026

CREAL Inc. [2998.T]

TOKYO, Jan 22 (Pulse News Wire) – CREAL Inc. (2998.T) announced today that it has resolved to prepay a loan ahead of schedule.

The key details areas follows: (1) Borrowing institution: Mitsubishi UFJ Bank (2) Loan amount: ¥3.710 billion (3) Contract signing date: September 30, 2025 (4) Disbursement date: September 30, 2025 (5) Interest rate: Variable interest rate (6) Original repayment date: September 30, 2026 (7) Proposed early repayment date: March 13, 2026 (planned) (8) Repayment method: Lump-sum payment on due date (9) Security: Preliminary registration mortgage The funds for the repayment will come from the proceeds of the sale of “Creal Square Hanzou Mon,” which was sold to Krebi General Partnership. Regarding the impact on the fiscal year ending March 2026, CREAL anticipates that the effect will be minor.

However, should significant effects on the company's performance become apparent in the future, CREAL will promptly disclose such developments.

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