Chugin Financial Group,Inc. Reports Q3 FY2026 Earnings Presentation

Source disclosure: February 04, 2026

Chugin Financial Group,Inc. [5832.T]

TOKYO — Chugin Financial Group, Inc., listed on the Tokyo Stock Exchange under code number 5832, reported its third quarter earnings for the fiscal year ending March 2026 on February 4, 2026. The company's consolidated results for the period from April 1, 2025 to December 31, 2025, showed significant growth across key performance indicators.

For the three months ended December 31, 2025, Chugin Financial Group recorded a consolidated operating 9 percent compared to the same period last year. Operating income surged by 55.7 percent to ¥45,496 million, while net income attributable to shareholders of the parent company reached ¥31,577 million, up 54.9 percent from the previous year. On a per-share basis, adjusted diluted earnings per share stood at ¥177.20 and ¥177.06 respectively, reflecting robust profitability.

Regarding the company’s financial position as of December 31, 2025, total assets amounted to ¥11,465,093 million, representing an increase from the prior year-end figure of ¥11,045,576 million. Shareholders' equity grew to ¥610,636 million, resulting in a capital adequacy ratio of 5.3 percent, slightly higher than the 4.9 percent recorded in the corresponding period of the previous year. This improvement underscores the company's strengthened financial health and resilience.

Chugin Financial Group also provided forward-looking estimates for the full fiscal year ending March 2026. According to these projections, consolidated operating revenues are expected to reach ¥242,000 million, a rise of 14.2 percent over the preceding fiscal year. Similarly, operating income is forecasted to grow by 30.5 percent to ¥50,000 million, with net income anticipated to be ¥35,000 million, an increase of 27.5 percent. Diluted earnings per share are projected to be ¥196.88, indicating continued strong performance through the end of the fiscal year. The company has not revised any previously disclosed forecasts, maintaining consistency in its outlook.

Note: Financial figures from the earnings presentation have been removed pending correction. For accurate figures, refer to the company's earnings summary (kessan tanshin) filed separately on TDNet.