TOKYO, Mar 26 (Pulse News Wire) – Aozora Bank,ltd. (8304.T), led by President Hidehito Omiya, announced changes to its capital adequacy ratio calculation method effective March 31, 2026.
The bank received approval from the Financial Services Agency to switch from the standard method to the fundamental internal rating approach. The fundamental internal rating approach measures credit risks through the bank's internal rating system, providing a more accurate assessment of the capital adequacy ratio. Implementation requires stringent internal control systems and regulatory approval.
Aozora Bank has strengthened its risk governance and credit management processes, leading to the recent approval. The revised methodology will enhance asset accumulation and portfolio construction, aiming to improve the bank’s health and profitability. Aozora plans to publish the updated capital adequacy ratio in mid-May 2026, reflecting the new calculation method.
The bank remains committed to reinforcing its internal management framework and contributing to societal development through robust risk governance.
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